“The Associate in National Flood Insurance designation not only demonstrates a significant investment in professional insurance development, it also clearly communicates a personal commitment to providing exceptional service to the Nation’s communities and individuals who entrust us with their flood insurance needs.”

Edward L. Connor
Acting Federal Insurance
and Mitigation Administrator,
Federal Emergency Management Agency

Available FAQs

  • Associate in National Flood Insurance (ANFI™) FAQs

Associate in National Flood Insurance (ANFI™)

The need for flood insurance is greater than ever before. In fact, about one in five Nationa Flood Insurance Program claims come from outside the mapped Special Flood Hazard Area, according to the NFIP Web site. That´s why The Institutes have teamed up with the Federal Emergency Management Agency (FEMA) to bring you the Associate in National Flood Insurance (ANFI™) designation.

Based on the National Flood Insurance Program (NFIP) Flood Insurance Manual and the Mandatory Purchase of Flood Insurance Guidelines booklet, ANFI™ reinforces the technical and practical knowledge and skills you need to confidently and accurately handle all aspects of flood insurance coverage.

You can earn the ANFI™ designation by passing the required exams.

New! Ethics requirement. The Institutes believe ethical decision making skills are essential to the practice of insurance. Starting January 2011, all designation program participants must complete either Ethical Guidelines for Insurance Professionals (for all programs except CPCU) or the CPCU program’s Ethics and the CPCU Code of Professional Conduct. Both online modules are free. Learn more and register now.

You can earn the Associate in National Flood Insurance (ANFI™) designation by passing these exams:

ANFI 205—National Flood Insurance: Fundamentals: Introduction to the National Flood Insurance Program, Flood Maps and Zone Determinations, Products Available, Policy Provisions, General Rules and Eligibility, Rating, Claim Handling Process, Requirements of the Flood Insurance Reform Act of 2004

ANFI 206—National Flood Insurance: Advanced Studies
V-Zone Rating; Commercial Building Coverages; Condominium Coverage; Interpreting Elevation Certificates; Coastal Barrier Resource Systems and Otherwise Protected Areas; NFIP Grandfathering

Ethical Guidelines for Insurance Professionals (online learning module now available)

Program Options: The ANFI 205 exam is based on content from the Federal Emergency Management Agency´s (FEMA) National Flood Insurance Program (NFIP) Flood Insurance Manual and the Mandatory Purchase of Flood Insurance Guidelines booklet.

The ANFI 206 exam is an application-based exam that covers material from the National Flood Insurance Program (NFIP) Flood Insurance Manual.

The Ethical Guidelines for Insurance Professionals learning module and corresponding exam are provided online, at no charge, by The Institutes. If you wish to earn continuing education (CE) credits for passing the Ethical Guidelines for Insurance Professionals exam, there is a $5 administration fee.

We Recommend ANFI™ for: All insurance and risk management professionals who need to be familiar with flood insurance (including agents, brokers, adjusters, and write-your-own [WYO] companies), as well as company underwriters and flood vendors.

Exam Information: Sample exams will be available for ANFI 205 and ANFI 206.

The ANFI 205 exam is offered at Institutes-approved on-site testing locations and at Prometric Testing Centers. Contact your education coordinator for further information about on-site testing availability.

The ANFI 206 exam can be administered on your personal computer. You may use the NFIP Flood Insurance Manual during the ANFI™ 206 exam, however you will need a colleague or supervisor to proctor the exam and sign an affidavit.

ANFI 205 consists of 80 objective questions, and examinees have two hours in which to complete the exam. ANFI 206 consists of 50 objective, application-based questions, and examinees have two hours in which to complete the exam. See Ethical Guidelines for Insurance Professionals for its specific exam information.

The Fundamentals exams are updated each October 15 based on the NFIP Flood Insurance Manual changes effective October 1. Our exams are not updated based on the NFIP May changes.

The Advanced Studies exams are updated each October 1 based on the NFIP Flood Insurance Manual changes effective October 1. Our exams are not updated based on the NFIP May changes.

To earn the Associate in National Flood Insurance (ANFI™) designation, students must pass the following examinations:

Note: The ANFI 206 exam is administered on your personal computer. You may use the NFIP Flood Insurance Manual during the ANFI™ 206 exam, however you will need a colleague or supervisor to proctor the exam and sign an affidavit. The exam consists of 50 objective, application-based questions, and you will have two hours in which to complete it. Grades are displayed as either Passing (P) or Nonpassing (N); numerical grades are not provided for the ANFI 206 exam.

The Advanced Studies exams are updated each October 1 based on the NFIP Flood Insurance Manual changes effective October 1. Our exams are not updated based on the NFIP May changes.

Bottom-Line Benefits

  • Increase your effectiveness with a reinforced understanding of the insurance coverage that the National Flood Insurance Program provides
  • Enhance your performance through verified knowledge of the underwriting and rating procedures required to issue and service a flood insurance policy

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