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Why you need this course:
In order to be able to determine appropriate insurance premiums, you need to understand how those rates are formed. By understanding what an insurance premium is, and the rates and exposure units used to calculate it, you’ll have a solid overview of insurance premium determination.
Upon successful completion of all four modules in this course, you should be able to:
- Explain how an insurance premium is determined
- Summarize how insurance rates are developed
- Identify the types of rate(s) and the rating basis used for the following kinds of insurance:
- Personal auto
- Homeowners
- Commercial property
- Inland marine
- Commercial general liability
- Business auto
- Workers compensation
- List the types of rating plans that are used in determining insurance premiums
We recommend that you study the modules in the order presented in the course.
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