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Why you need this course:
The insurance business can be viewed from multiple perspectives. The modules in this course create a framework for learning by providing basic information about the benefits of insurance to its purchasers, the functions within insurance organizations, the insurers’ sources of income and expenses as well as profitability measurements, and the types of insurers and the competitive market in which they operate.
Upon successful completion of all six modules in this course, you should be able to:
- Describe the benefits of insurance.
- Describe the core and supporting functions performed by insurers.
- Describe the main sources of revenues and expenses for insurers.
- Explain how the profitability of insurers is measured.
- Explain how admitted insurers, nonadmitted insurers, residual markets, and government programs meet the insurance needs of customers.
- Explain how each of the following influences competition in insurance markets: number and size of competing insurers, substitutions for insurance, knowledge of the market, and size and growth of overall market.
Modules can be studied in any order you choose.
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